Competitive Price, Trusted Advice.
About Us
Providing personal and business insurance solutions to residents across Texas and beyond.
David King Insurance
Who we are
Our independent insurance agency is built on strong family values, exceptional client care, and a dedication to ongoing growth and improvement.
At David King Insurance, our mission is to help others—a commitment that drives our dedication to family, exceptional customer service, and continuous improvement.
As an independent agency, we provide a wide range of options, ensuring personalized insurance solutions tailored to your unique needs. With our experience and expertise, we navigate the complexities of your policy while keeping you informed every step of the way.
David King Insurance has been guiding individuals and businesses through their risk management challenges since 1992. Get in touch to see how we can help.
Our Team of Professionals
Our experienced team is committed to helping you find insurance coverage designed around your unique needs. We take pride in delivering outstanding end-to-end service, from setting up your policy to providing personalized assistance throughout the claims process.
David H King
Founder & Executive Advisor
David H King
David founded David King Insurance in 1992 on a simple belief: clients deserve an advocate who knows them personally and stands behind them when it matters most. More than three decades later, that belief has grown into a full-service independent agency serving individuals and businesses across Dallas–Fort Worth and beyond.
David brings 40 years of industry experience to the agency. He began his career in claims at Employers Insurance of Texas, which led him to a management position at CIGNA, where he saw firsthand how coverage performs when a client needs it. That perspective still shapes how the agency builds every policy. A trusted advisor in all lines of insurance, David has spent his career protecting the homes, assets and lifestyles of high-net-worth families while also guiding a wide range of commercial accounts. Many of his clients have been with him since day one, which says a lot about the relationships he has built.
Today David leads the agency’s operations and makes sure the standards he set in 1992 carry through every client interaction.
David is a proud graduate of Hankamer School of Business at Baylor University. Away from the office, David treasures time with his wife, Lori, their children and grandchildren, much of it spent together on the family ranch.
EDUCATION:
- Graduate of Baylor University 1985
- Bachelor of Business Administration.
- Finance and Real Estate
PROFESSIONAL DESIGNATIONS:
- LUTC
AGENT QUALIFICATIONS:
- Insurance experience since 1985
- General Lines Agent
- Group 1 Life License
AWARDS:
- Champion Award
COMMUNITY ACTIVITIES:
- Member of Coppell Chamber of Commerce
- Proud Sponsor of multiple local youth sports teams
- Active Member of Trietsch United Memorial Methodist Church
- Financial supporter of M.E.N.D. (Mommies Enduring Neonatal Death) located in Coppell
Lori King
Lori King
Lori brings decades of executive leadership to David King Insurance, and her arrival as Chief Operating Officer marks an exciting new chapter as the agency continues to grow and scale. A proven leader who has built and guided high-performing teams throughout her career, Lori specializes in strategic growth, operational excellence, and organizational efficiency.
Before joining DKI, Lori held leadership roles at Sabre Corporation, DHISCO and Amadeus, some of the largest names in global travel technology. Most recently she was Director of the Strategic Program Office for Amadeus’ Travel Unit for the Americas. Throughout her career she led large-scale product launches and platform migrations reaching hundreds of thousands of customers worldwide, directed chief-of-staff functions for a division president and built teams that changed how organizations operate.
At DKI, Lori oversees the agency’s day-to-day operations and leads its long-term growth strategy. She focuses on building the systems, processes and team structure that let the agency scale without losing the personal touch that has defined it since 1992. She also heads DKI’s marketing efforts, shaping how the agency tells its story and connects with individuals and businesses across Texas and beyond. On the commercial side, Lori works to strengthen relationships, keep communication clear and responsive, and make sure every account receives the attention and care DKI is known for. Just as important, she invests in the people behind the agency, mentoring the team and fostering a culture of accountability, collaboration, and continuous improvement.
Lori has a deep passion for helping others and serves on the National Board of Directors for Traffick911. She is a graduate of Hankamer School of Business at Baylor University. Away from the office, Lori loves to travel and cherishes time with her family.
Brady King
Brady King
Brady grew up in the insurance business. The son of David and Lori King, he spent many summers at the agency learning the business from the ground up, sitting in on client meetings, helping with day-to-day operations and seeing up close what it means to put clients first. That early start gave him an understanding of the industry well beyond his years. After graduating from Baylor University, he joined the agency full time and quickly became a driving force on the commercial side.
Today Brady specializes in middle-market commercial accounts, with deep expertise in commercial property, construction, builders risk and transportation. He is trusted with some of the agency’s largest and most complex placements. Clients rely on his attention to detail, especially on complex property schedules and multi-line programs where precision matters most.
Brady builds relationships easily, and he has strengthened the agency’s partnerships, expanding the markets and resources available to DKI clients. Above all, he is known for fighting hard on his clients’ behalf, whether he’s negotiating coverage terms, structuring a program for a growing company or advocating for a client after a loss.
Away from the office, Brady is an avid golfer and outdoorsman. He loves spending time with his fiancée, Taylor, and their black lab, Boone.
EDUCATION:
- Graduate of Baylor University, 2023
- Bachelor of Business Administration
- Corporate Communications
AGENTS QUALIFICATIONS:
- General Lines Agent, 2023
COMMUNITY ACTIVITIES:
- Coaches Flower Mound Lacrosse team
Beverly Caperna
Managing Director
Beverly Caperna
For two decades, Beverly has been the heartbeat of David King Insurance and one of the driving forces behind its growth. She joined DKI in 2009 after successfully owning and running her own agency for many years, and she brought a wealth of insurance experience and an owner’s mindset that has shaped the agency ever since.
Since joining DKI, Beverly has built one of the agency’s most substantial books of business and has been instrumental in growing DKI into the full-service firm it is today. As Managing Director, she leads DKI’s personal lines division, overseeing the agency’s carrier relationships and making sure clients have access to the strongest markets and the broadest coverage options available. Her long-standing partnerships with those carriers have expanded what DKI can offer clients and prospects alike.
Beverly also heads the agency’s retention and service efforts, setting the standard for how every DKI client is cared for. Under her leadership, the agency has built a loyal client base that stays for years, and many of those clients name Beverly as the reason they would never leave. She also supports the agency’s marketing efforts, helping share the DKI story with new families and businesses across the communities it serves.
Beverly’s 30+ years of insurance expertise is backed by LUTC, AIS and AINS designations and a Certificate in General Insurance, but what truly sets her apart is how she works. She is remarkably thorough, reviewing every detail so nothing is overlooked, and her knowledge of coverage lets her spot gaps and opportunities others might miss. She is patient and approachable, taking the time to explain complex policies in a way clients understand and feel confident about. Clients and colleagues alike count on her prompt responses, steady judgment and genuine care. Above all, Beverly is the ultimate relationship builder, and the trust she earns lasts for years.
Away from the office, Beverly loves to travel and can often be found on beaches around the world. At home, she cherishes time with her grandchildren, her dog, Sammy, and her cat, Sebastian.
EDUCATION:
- Graduate of LeTourneau University 2001
- Bachelor of Business Administration.
- Business Management
PROFESSIONAL DESIGNATIONS:
- LUTC
- AIS
- AINS
- Certificate in General Insurance
AGENTS QUALIFICATIONS:
- Insurance experience since 1993
- General Lines Agent
- Group 1 Life License
COMMUNITY ACTIVITIES:
- Organizing Annual Agency Toys for Tots Toy Drive
- Organizing Annual Agency Food Drive Benefiting the North Texas Food Bank
Dan Baxter Jr
Director of Commercial Insurance
Dan Baxter Jr
Dan has been a cornerstone of David King Insurance’s commercial division since joining the agency in 2011. He came to DKI after several successful years as a producer, and today he brings 20 years of insurance experience to every client he serves.
As Director of Commercial Insurance, Dan leads DKI’s commercial department, guiding the team and overseeing the agency’s business clients. He specializes in oil and gas, general contracting, transportation, and pilot cars, industries where the risks are complex and the right coverage is critical. His deep knowledge of the trades, heavy machinery and construction lets him understand his clients’ operations from the ground up, so the programs he builds fit the way each business actually works.
Dan is regarded as a model producer for the agency. He is trusted with some of DKI’s largest and most complex commercial transactions, and over the years he has built a substantial book of business founded on long-term client relationships. His work has played a major role in the growth and strength of the agency’s commercial practice.
What truly sets Dan apart is how he takes care of his clients. He is diligent and detail-oriented, and clients consistently praise both his responsiveness and his problem-solving. Whether he’s structuring a new program, working through a difficult renewal or helping a client after a loss, Dan finds solutions and follows through. The care he puts into every account earns praise from the clients he serves, again and again.
Away from the office, Dan can be found out on the lake fishing or spending time with his wife and their two daughters.
EDUCATION:
- Graduate of Chico High School – 2001
- The National Alliance – 2006
AGENTS QUALIFICATIONS:
- Insurance experience since 2006
- General Lines Agent
- Group 1 Life License
COMMUNITY ACTIVITIES:
- Member of First United Methodist Church in Plano, TX
- Supporter of various theater programs (Dallas County Children’s Theater, Firehouse Theater, RISD)
Terryn Woods
Account Manager
Terryn Woods
Terryn joined David King Insurance in early 2024, bringing five years of insurance experience and a genuine passion for client care to the team. Before DKI, she served as both a producer and a service representative at another agency, so she understands the full client experience from the first quote through every renewal.
As Account Manager, Terryn heads DKI’s billing and service operations and serves as the agency’s retention specialist, overseeing all things renewals. She is the main point of contact for personal lines service, helping clients with policy changes, billing questions and coverage reviews so every account stays on track. As the first person many clients meet when they call or walk through the door, Terryn sets the tone for the DKI experience.
Terryn is warm, upbeat and welcoming, and she brings genuine energy to every interaction. She gives her all to providing exceptional service, taking the time to listen to each client and staying with them until every question is answered and every issue is resolved. Clients routinely compliment her infectious personality and the professionalism she brings to every conversation, and her attentiveness and follow-through make her someone clients rely on year after year.
Originally from Alaska, Terryn now proudly calls Texas home. Away from the office, she loves to travel, especially to visit family, and she enjoys cheering on the Dallas Stars. At home, she spends time with her dog, Copper.
EDUCATION:
- Robert Service High School, 2019
AGENTS QUALIFICATIONS:
- Insurance Experience since 2022
- General Lines Agent
- Group 1 Life License
Boone
Retention Specialist
David King Insurance
Working with us has its advantages
Tailored insurance solutions that understand your community’s needs.
Explore your insurance options.
David King Insurance offers a wide range of personal and business insurance solutions to residents and businesses across Texas and beyond. Explore our coverage options and connect with a team member to get a personalized quote today!
Here’s what our clients are saying
“We have had a relationship with David King Insurance Services for a good number of years. They are always reliable, fair, and provide fast responses with all of our home and auto insurance requirements. You couldn’t ask for a better agency.”
“They are a great agency and great agents. I found them just by the internet looking for commercial truck insurance for a cargo van. I found several but lucked out to the find them. Very helpful. Straight forward about pros and cons. Got me a couple of bits. And super follow up after spending the money.”
“I have been with David King insurance for over 20 years and have not had any reason to stop. They find the best deals and they answer their calls.”
“I have been a very happy customer for many years!
David King Insurance is the best, even when things happen.
They are always there!”
“I’m both a policyholder and the owner of a restoration company, and I’ve worked with the policies David King Insurance has sold on real claims. They do a great job getting coverage that actually matters when something happens—not just the cheapest option on paper. They’re responsive, explain things clearly, and make sure people are properly covered ahead of time. Highly recommend David King Insurance.”
Areas we Service
We work hard to provide tailored coverage options for your community. We’re here to meet your insurance needs across Texas, Oklahoma, Arkansas, New Mexico, Colorado, Connecticut, Michigan, Alabama, Iowa, Washington, Montana, Arizona, South Carolina, Kansas & Missouri.
Headquarters
549 E Sandy Lake Rd Suite 100
Coppell TX 75019
