Vacation liability insurance is an add-on insurance product that will protect you while your RV is parked at a campsite. Learn how this type of insurance works to limit your liability when physical damage or an injury occurs.
Standard Insurance
Your standard RV insurance policy is effective when you are driving on public roadways. It covers you if you are involved in a traffic accident and damage property or cause bodily harm.
However, a standard RV policy does not protect you when your vehicle is parked at a campsite. To acquire the protection you may need while vacationing, you should pursue the purchase of a vacation liability insurance add-on.
Insurance For Travelers
Vacation liability insurance is an add-on that is suited for travelers. It does not provide coverage for those who live year-round in an RV. An individual who lives in their RV permanently will need to acquire insurance designated for this type of living arrangement.
Liability Protection
Property damage and bodily injury can occur while your RV is parked at a designated campsite. If your recreational vehicle is parked next to other vehicles, you could be held liable for any damage or injury that is your fault.
If you acquire a vacation liability insurance add-on, it will cover the costs that are a direct result of property damage or injury.
Contact David King Insurance Services
Contact a David King Insurance Services LLC representative to acquire a vacation liability insurance add-on. One of our agents serving Coppell, TX, will help you choose a coverage amount that will provide enough protection while you are on vacation.
