Motorcycle Insurance in Texas

If you own a motorcycle in Texas, you’ll find motorcycle road trips are a great way to explore the Lone Star State. Before hitting the road this spring, make sure you have adequate motorcycle insurance to safeguard your travels. At David King Insurance Services LLC in Coppell, TX, we offer diverse motorcycle insurance options to protect you, your motorcycle, and others against the risk of accidents.

Motorcycle Insurance Options in Texas

Basic motorcycle insurance policies offer liability, collision, comprehensive, and uninsured motorist coverage. Motorcycle liability coverage is required by Texas law; the other types of coverage are optional.

• Liability – Motorcycle road trips increase your risk of causing an accident on the highway. A serious accident could cause extensive damage to other drivers. Liability insurance protects you from liability claims by covering the cost of injuries or damages to others in accidents you cause.
• Collision – Collision insurance helps pay for repairs to your bike if it’s damaged in a crash. By matching your coverage to the value of your bike, you’ll have adequate protection against collision damage.
• Comprehensive – If thieves target your bike during your road trip, comprehensive insurance will pay for its current market value to help compensate you for your loss. Comprehensive insurance will also cover repairs to your bike if it’s damaged by inclement weather, falling objects, vandalism, or other non-collision incidents.
• Uninsured Motorist - There may come a time when you’re hit by someone who doesn’t have adequate insurance coverage, leaving you to foot the bill for your damages. Uninsured motorist insurance covers damage to your bike under these circumstances, as well as damage caused by hit-and-run drivers.

Customized Motorcycle Policies

At David King Insurance Services LLC, we can tailor your motorcycle policy to suit your financial need, riding habits, and personal lifestyle, enabling you to get the protection you need at affordable costs. Call or visit our Coppell, TX office today for all your motorcycle insurance needs.