RV Insurance in Texas

For many years, Texas has been at the top of RV lists everywhere as a go-to destination for both part-time and full-time RVers. Here, residents enjoy a wonderfully mild climate and a diverse array of environments from the fertile Gulf Coast to the arid deserts of the west. But whether you stay close to your Coppell, TX home when you RV, or wander far away from the Lone Star State, having quality RV insurance is vital.

The Different Types of RV Insurance Coverage

RVs and motorhomes are unique in that they are both a home and a vehicle. As such, they require particular types of insurance policies to ensure owners and guests are protected both on the road and at the campsite. At David King Insurance Services LLC, we work with each of our clients to help them understand what's covered by each type of policy and help them get the perfect overall RV insurance coverage for their travel and lifestyle needs.

The following is a look at a few of the most important types of insurance policies you might consider when shopping for RV insurance in Texas:

Liability insurance - This one is a must for every RV equipped with an engine, and you will need to either meet or exceed state minimum liability amounts before you can take RV on the road.
Collision coverage - Similar to standard auto insurance, collision coverage comes into play if the RV is damaged in an accident.
Comprehensive coverage - This insurance add-on covers property damaged or destroyed from a non-collision event, such as a hailstorm.
Contents insurance - This type of policy is especially important for those who take extended trips or spend a large portion of their time in the RV as it covers all valuables within the RV.

Contact David King Insurance Services LLC to Learn More

For more information about the different types of RV insurance policies or to update your existing policy, contact our friendly team in Coppell, TX today.