Coppell, TX residents know all too well the dangers of flooding and property damage from severe weather, such as hurricanes and heavy rainfall.
Below, the insurance professionals at David King Insurance Services LLC discuss some of the key differences between flood insurance and home insurance.
Home Insurance vs. Flood Insurance in Texas
Many first-time homeowners assume that purchasing a comprehensive home insurance policy will protect them from all potential perils. Knowing the difference between home insurance vs. flood insurance can help you protect your home, family, and your most precious investments from the wrath of nature’s fury.
While a comprehensive home policy can help protect people from incidents related to fire, theft, vandalism, property damage, and natural disasters, most home insurance policies will generally exclude flood damage.
The best way to ensure that your home and family are protected from potential flooding at the Elm Fork of the Trinity River and other local tributaries that reach peak capacity during heavy rainfalls, hurricanes, and thunderstorms is to talk to a trusted local insurance agent and learn more about your options for home and flood insurance.
Protect Your Home and Property from Flood Damages in Coppell, TX
It is important for local residents to beware of their potential flood risks and take proactive actions to limit damage. This includes following local emergency guidelines and maintaining comprehensive flood insurance to offset the financial burdens that can arise due to structural flooding, hurricanes, and natural disasters.
Be proactive by speaking with a trusted local insurance agent.
Contact David King Insurance Services LLC to learn more about financial protection from flood damage to your home’s external and internal structure and learn how to recoup the value of damaged personal belongings.
