Get a Quote

Coppell, TX residents know all too well the dangers of flooding and property damage from severe weather, such as hurricanes and heavy rainfall.

Below, the insurance professionals at David King Insurance Services LLC discuss some of the key differences between flood insurance and home insurance.

Home Insurance vs. Flood Insurance in Texas

Many first-time homeowners assume that purchasing a comprehensive home insurance policy will protect them from all potential perils. Knowing the difference between home insurance vs. flood insurance can help you protect your home, family, and your most precious investments from the wrath of nature’s fury.

While a comprehensive home policy can help protect people from incidents related to fire, theft, vandalism, property damage, and natural disasters, most home insurance policies will generally exclude flood damage.

The best way to ensure that your home and family are protected from potential flooding at the Elm Fork of the Trinity River and other local tributaries that reach peak capacity during heavy rainfalls, hurricanes, and thunderstorms is to talk to a trusted local insurance agent and learn more about your options for home and flood insurance.

Protect Your Home and Property from Flood Damages in Coppell, TX

It is important for local residents to beware of their potential flood risks and take proactive actions to limit damage. This includes following local emergency guidelines and maintaining comprehensive flood insurance to offset the financial burdens that can arise due to structural flooding, hurricanes, and natural disasters.

Be proactive by speaking with a trusted local insurance agent.

Contact David King Insurance Services LLC to learn more about financial protection from flood damage to your home’s external and internal structure and learn how to recoup the value of damaged personal belongings.

Owning a home is a massive part of the American Dream. Protecting that home is where the team at David King Insurance Services, LLC comes in. We are dedicated to providing all of the insurance needs of the greater Coppell, TX community. If you are looking at buying your first home, or want to make sure that you have adequate protection for your home, call or stop by our office today.

Keep Your Coppell-Area Home Protected

There are so many homeowner policies available to residents in the Coppell area; it can be challenging to determine which one is adequate for your needs. It’s essential to understand all of the options that are available before settling on the one that’s right for your family home. There are many differences between primary and comprehensive policies, and it’s vital to opt for the policy that meets your needs. If you are looking to review your policy, or are looking to buy your first home, be sure to do your homework when it comes to choosing your policy. Working with a local agent is another way to ensure that your coverage provides the protection that you and your family need.

Cutting corners when it comes to choosing a homeowner’s policy can be a difficult pill to swallow if a catastrophe occurs. Insurance is something that we never want to use, but having the proper coverage can make it easier to weather many storms.

The team at David King Insurance Services, LLC is here to help you with all of your insurance needs. If you are a resident in the greater Coppell, TX area, call or stop by today and learn more about the options that are available for homeowner policies in our community.