It’s important to have motorcycle insurance if you’re tearing up the roads with a bike. It’s just as important as having auto insurance for a car. Motorcycle insurance works much like car insurance, being available with several different types of coverage. If you don’t have this type of policy yet, call us at David King Insurance Services LLC in Coppell, TX.
Bodily Injury Liability Coverage
This type of coverage is needed for motorcycles to pay for any injuries to other parties after an accident with your bike. This is vital to have because the cost of medical bills can be so high. If you didn’t have this coverage, it could mean financial devastation for you.
Property Damage Liability Coverage
This works similarly, but it pays for the other party’s property damage. Whether it’s a vehicle, a building, landscaping, or anything else, this coverage can pay for the damage to someone else’s property caused by your motorcycle.
Collision Coverage
This is a different type of coverage that isn’t required by law. It pays for the damage to your motorcycle after you’ve been in an accident. You need to have this in place in case there is any level of damage. You may already know how expensive it can be to repair a bike, and you shouldn’t have to pay for that out of pocket.
Comprehensive Coverage
This coverage type pays for damages and other incidents that occur to a bike when it isn’t on the road. When it’s parked or being transported, it faces several risks. This coverage can help you when any number of events happen to your motorcycle.
Secure Your Motorcycle Insurance with David King Insurance Services LLC
You are always required to have motorcycle insurance for your bike. Call us today at David King Insurance Services LLC in Coppell, TX if you don’t have it.