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Texas Insurance Blog

Should I always get renters insurance when renting a home in Texas?

Moving to the Coppell, TX area can be a great option for many people. Those that are going to move into this area may find that renting a home is an ideal housing option for a period of time. If you are looking for a new home to rent, you should also get a proper insurance plan. You should always have renter’s insurance here for a few reasons. 

Coverage Will Ensure Lease Compliance

A reason that you should always keep renters insurance is so you can stay in compliance with your lease obligations. Most landlords in this area of Texas will require their tenants to get proper insurance as it will offer protection for both the tenant and, indirectly, the property owner. As a lease term is typically one year, landlords may require you to obtain a plan that is paid for in advance and covers the full terms. 

Insurance Will Protect Tenants

Having renters insurance is a good idea even if you are not required to carry it. A tenant will take on some liability risk that could result in a claim if an accident causes damage to the property or injuries to another person. They also will keep personal items in their home, which they will want to have covered. A renter’s insurance plan will protect against these risks. 

Renters in the Coppell, TX area will always want to know that they have the proper insurance in place. To ensure you are picking the right insurance plan for your situation, it would be wise to call David King Insurance Services LLC. There are a lot of factors to consider when looking for coverage and David King Insurance Services LLC can ensure you choose a plan that is ideal for your situation. 

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