David King Insurance
Competitive Price, Trusted Advice
Directors and Officers Insurance
in Texas
Experience easy access to affordable, high-quality insurance at David King Insurance.
Proudly Serving Texas, Oklahoma, Arkansas, New Mexico, Colorado, Connecticut, Iowa, Washington, & Montana.
When it comes to protecting your company’s leadership, David King Insurance provides reliable Directors and Officers Insurance (D&O Insurance) tailored for businesses across Texas. Our coverage helps safeguard your executives, board members, and key decision-makers from legal and financial risks associated with managerial decisions. Whether you’re a startup or an established corporation, D&O Insurance may include protection against lawsuits, regulatory investigations, and claims alleging wrongful acts by your leadership.
With decades of experience serving Texas businesses, we understand the unique challenges directors and officers face in today’s dynamic business environment. Our goal is to help you navigate risk confidently so your team can focus on growth, innovation, and success.
What Is Directors and Officers Insurance And Why Do Companies Need It?
Directors and Officers Insurance, commonly called D&O Insurance, is designed to protect company leaders from personal liability in the event of legal action. In Texas, executives may face lawsuits from shareholders, employees, or competitors alleging mismanagement, breach of fiduciary duty, or wrongful acts.
For many businesses, the cost of defending these claims—and any resulting settlements—can be financially devastating. D&O Insurance may include coverage for legal fees, settlements, and judgments, helping ensure your company’s leadership doesn’t face personal financial exposure. By investing in a robust D&O policy through David King Insurance, Texas companies can attract top talent and maintain confidence in their governance.
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"Exceptional Service with a Personal Touch"
"Unlike some insurance agencies where responsiveness seems to be, at least, secondary, Ms. Caperna is always available. The level of attention to requests, caring and professionalism has always been 5 Star and above! Always with a smile making you feel "at home"!
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"Stress Free Insurance with a Caring Team"
"Beverly and everyone in the office is amazing! I highly recommend coming here for your insurance needs. They take the stress and hassle out of shopping for quotes and make you feel taken care of through the entire process whether it’s claims or quotes etc"
– Jacob Brown
"A Switch Worth Making!"
"After being with another very large insurance provider for over 25 years, I made the move to David King Insurance Services. My agent, Brady King, has been instrumental in finding the best insurance rates and policies since I switched. His level of customer service is truly unsurpassed. Thanks Brady!."
– Aly Lehmann
"15 Years of Exceptional Insurance Guidance and Service"
"I have received great advice, attention, and service from Beverly at David King Insurance for over 15 years. Their recommendations for our car and home insurance have been spot-on for our needs—from moving to a new city to college auto coverage in other states. I highly recommend their services."
– Sheryl Campbell
How Does D&O Insurance Protect Directors And Officers?
D&O Insurance provides financial protection for directors, officers, and sometimes the company itself. This coverage may include defense costs for lawsuits, settlements, and claims arising from alleged wrongful acts in managing the business.
In practical terms, if a shareholder sues your board for mismanagement, or a regulator investigates a company decision, your D&O policy can help cover attorneys’ fees, court costs, and potential settlements. This protection allows executives to make business decisions without fear of personal financial ruin. With David King Insurance, Texas organizations can customize coverage limits, exclusions, and policy features to match the unique risks of their industry.
Who Should Consider Texas Directors And Officers Insurance?
Any business with a board of directors or executive team should evaluate D&O Insurance. This includes privately held companies, public corporations, nonprofit organizations, and startups planning to attract investors. In Texas, companies in sectors such as energy, healthcare, finance, and technology often face heightened legal scrutiny, making D&O coverage particularly critical.
At David King Insurance, we assess your organization’s structure, size, and exposure to determine the appropriate level of coverage. D&O Insurance may include protection for past, present, and future directors and officers, ensuring that your leadership team is consistently protected. By investing in D&O Insurance, Texas businesses can reduce personal liability risks and safeguard the company’s reputation.
What Does D&O Insurance Typically Cover?
D&O Insurance policies may include a range of protections, depending on the company’s needs. Coverage often extends to:
Legal defense costs for claims against directors or officers
Settlements or judgments from lawsuits alleging wrongful acts
Employment-related claims, such as wrongful termination or discrimination
Regulatory investigations by government agencies
David King Insurance works with Texas businesses to tailor coverage, ensuring it aligns with the company’s size, industry, and risk profile. While no two policies are identical, D&O Insurance can be a critical part of a comprehensive risk management strategy, giving executives peace of mind to focus on running the business.
What Are The Benefits Of Having Directors And Officers Insurance In Texas?
The benefits of D&O Insurance go beyond financial protection. For Texas businesses, having a strong policy demonstrates responsible governance, builds investor confidence, and helps attract top-tier executives. D&O coverage may include:
Protection against personal financial loss for executives
Support for legal defense in lawsuits or regulatory actions
Coverage tailored to your company’s size, industry, and risk profile
Peace of mind that your leadership team can make bold decisions without fear of personal liability
With David King Insurance, you can craft a D&O policy that balances protection and affordability, ensuring your executives and directors are shielded from unpredictable legal challenges.
Why Choose David King Insurance For Your D&O Needs In Texas?
David King Insurance has a long history of helping Texas businesses manage risk through tailored insurance solutions. We combine industry expertise with a customer-focused approach, making the process of securing Directors and Officers Insurance straightforward and stress-free.
Our team takes the time to understand your company’s unique challenges, ensuring that your policy provides comprehensive coverage where it matters most. With David King Insurance, Texas businesses can trust that their leadership team is protected, allowing them to focus on growth, innovation, and long-term success.
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How Can David King Insurance Help Texas Businesses Secure D&O Coverage?
Securing D&O Insurance in Texas doesn’t have to be complicated. At David King Insurance, we guide clients through every step of the process, from assessing risk to selecting the right policy limits and terms. Our experienced team works closely with business leaders to understand their exposure and craft a solution that protects both the company and its executives.
We also provide ongoing support, helping clients update policies as the company grows or regulatory requirements change. By choosing David King Insurance, Texas businesses gain a trusted partner in risk management, ensuring their directors and officers have reliable protection in any situation. Contact our team today to get started.
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Company: 549 E Sandy Lake Rd #100, Coppell TX 75019
Phone: (972) 393-3311
Email: [email protected]
