David King Insurance
Competitive Price, Trusted Advice
EPLI Insurance
in Texas
Experience easy access to affordable, high-quality insurance at David King Insurance.
Proudly Serving Texas, Oklahoma, Arkansas, New Mexico, Colorado, Connecticut, Iowa, & Washington.
Running a business in Texas comes with tremendous opportunities—and responsibilities. While hiring, managing, and retaining employees can drive your company’s success, it also exposes you to potential legal claims. Employment Practices Liability Insurance (EPLI Insurance) from David King Insurance helps safeguard your business against employment-related lawsuits, providing peace of mind and financial protection when you need it most.
Our Texas-based team specializes in tailoring coverage to meet the unique risks of your industry, ensuring your business is prepared for challenges like discrimination, wrongful termination, harassment, and other employment disputes. With EPLI Insurance, you can focus on growing your business while knowing that your company is protected from unexpected employment claims.
What Is EPLI Insurance And Why Does Your Texas Business Need It?
Employment Practices Liability Insurance (EPLI Insurance) protects employers against claims brought by employees alleging workplace misconduct. These claims may include wrongful termination, harassment, discrimination, retaliation, or other violations of employment law. Even businesses with well-defined policies in place can face claims in Texas, as employees increasingly understand their rights under state and federal law.
For Texas employers, EPLI Insurance offers a crucial safety net. Legal fees, settlements, and court judgments can be financially devastating, especially for small or mid-sized companies. A single lawsuit can cost tens or hundreds of thousands of dollars, even if the claim is unfounded. With coverage from David King Insurance, your business can focus on growth and innovation while minimizing the financial risks associated with employment disputes. Our team also provides guidance to reduce exposure, helping you implement policies and practices that may prevent claims before they arise.
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HERE'S WHAT OUR CLIENTS
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"Exceptional Service with a Personal Touch"
"Unlike some insurance agencies where responsiveness seems to be, at least, secondary, Ms. Caperna is always available. The level of attention to requests, caring and professionalism has always been 5 Star and above! Always with a smile making you feel "at home"!
– Sharon Dundon
"Stress Free Insurance with a Caring Team"
"Beverly and everyone in the office is amazing! I highly recommend coming here for your insurance needs. They take the stress and hassle out of shopping for quotes and make you feel taken care of through the entire process whether it’s claims or quotes etc"
– Jacob Brown
"A Switch Worth Making!"
"After being with another very large insurance provider for over 25 years, I made the move to David King Insurance Services. My agent, Brady King, has been instrumental in finding the best insurance rates and policies since I switched. His level of customer service is truly unsurpassed. Thanks Brady!."
– Aly Lehmann
"15 Years of Exceptional Insurance Guidance and Service"
"I have received great advice, attention, and service from Beverly at David King Insurance for over 15 years. Their recommendations for our car and home insurance have been spot-on for our needs—from moving to a new city to college auto coverage in other states. I highly recommend their services."
– Sheryl Campbell
How Does EPLI Insurance Work For Texas Employers?
EPLI Insurance generally covers legal defense costs, settlements, and judgments related to employment claims. For Texas businesses, policies may include coverage for:
Wrongful termination claims
Workplace harassment or discrimination
Retaliation claims
Breach of employment contracts
Defense costs associated with administrative proceedings
David King Insurance works with you to design a policy tailored to your workforce size, industry, and risk exposure. Texas employment laws can be complex, and certain claims may be influenced by both state and federal regulations. By choosing an experienced Texas insurer, you gain coverage that aligns with local legal requirements and provides protection when unexpected employment claims arise.
Any business in Texas with employees should consider EPLI Insurance. While larger organizations may have human resources departments to handle employee concerns, even small businesses are vulnerable to claims. Industries that may see higher risk include retail, healthcare, hospitality, technology, and construction—but virtually every business benefits from having coverage.
Even if your company has strict employment policies and conducts thorough training, claims can still arise. EPLI Insurance serves as a financial and strategic safety net, helping your business weather lawsuits and protect its reputation. Additionally, offering EPLI coverage can demonstrate to potential hires that your company prioritizes fair and lawful employment practices, improving recruitment and retention efforts.
What Risks Does EPLI Insurance Cover And Exclude?
EPLI Insurance policies vary, but typical coverage may include:
Employment-related lawsuits for wrongful termination, discrimination, or harassment
Claims arising from retaliation against employees who report violations
Defense costs, settlements, and judgments
Administrative proceedings or investigations related to employment claims
Exclusions often apply to intentional acts, criminal conduct, or issues covered by workers’ compensation. David King Insurance works closely with Texas businesses to clarify what your policy includes, helping you understand your risk landscape and avoid surprises when claims arise. Understanding both what is and isn’t covered allows your business to take proactive steps to mitigate exposure while maintaining comprehensive protection.
How Can David King Insurance Help My Texas Business Secure The Right Coverage?
Our team at David King Insurance specializes in Employment Practices Liability Insurance for Texas employers. We start by assessing your company’s size, industry, and employee policies. From there, we tailor coverage options to match your risk profile, ensuring you’re protected from the most common types of employment claims in Texas.
We also provide guidance on claims management, helping your business respond appropriately to employee complaints before they escalate into lawsuits. This includes HR consultation, risk assessments, and recommendations for employee training programs. With David King Insurance, you get more than a policy—you gain a partner committed to protecting your Texas business and ensuring long-term stability.
What Are The Benefits Of EPLI Insurance Beyond Legal Protection?
While EPLI Insurance primarily protects your business from employment-related claims, it offers additional benefits that can strengthen your organization:
Peace of mind for owners and executives, knowing potential employment disputes are covered
Guidance on implementing HR best practices to reduce the likelihood of claims
Enhanced credibility with employees, investors, and potential hires
Financial stability in the event of costly legal claims, helping your business continue operations without disruption
By choosing David King Insurance, Texas businesses gain both protection and insight, empowering leaders to make confident decisions while mitigating legal risk. EPLI Insurance can also help businesses avoid costly settlements by providing access to legal experts who specialize in employment law, increasing the likelihood of favorable outcomes.
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How Do I Get Started With Employment Practices Liability Insurance?
Getting started is simple. Contact David King Insurance to schedule a consultation with our Texas-based experts. We’ll evaluate your current policies, discuss potential exposures, and recommend the right EPLI Insurance coverage for your business.
With flexible options tailored to your needs, David King Insurance ensures your business is ready for the unexpected. Don’t let employment disputes threaten your company’s future—secure your coverage today and focus on growing your business with confidence. Our team is here to walk you through every step, making the process clear, efficient, and stress-free.
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Company: 549 E Sandy Lake Rd #100, Coppell TX 75019
Phone: (972) 393-3311
Email: [email protected]
