David King Insurance
Competitive Price, Trusted Advice
Nonprofit Insurance
in Texas
Experience easy access to affordable, high-quality insurance at David King Insurance.
Proudly Serving Texas, Oklahoma, Arkansas, New Mexico, Colorado, Connecticut, Iowa, & Washington.
Running a nonprofit takes vision, compassion, and a lot of hard work. Whether you’re supporting families, empowering youth, rescuing animals, or serving your local community, you deserve the same level of protection as any other organization. At David King Insurance, we specialize in Nonprofit Insurance and Nonprofit Liability Insurance designed to safeguard your mission, your people, and your peace of mind.
What Makes Nonprofit Insurance Different From Other Business Coverage?
Nonprofits operate with unique risks that traditional business insurance doesn’t always address. You may rely on volunteers instead of paid staff, host fundraising events, or manage donations and grant funds. These elements create exposures that require specialized coverage.
Nonprofit Insurance is crafted to fit these needs, helping organizations remain financially stable when the unexpected occurs. Your policy may include general liability, professional liability (also known as errors and omissions), property insurance, and directors and officers (D&O) coverage.
At David King Insurance, we don’t believe in cookie-cutter plans. We take time to understand your mission, programs, and budget, then design a flexible insurance solution that truly supports your cause. You focus on making a difference — we’ll focus on protecting your ability to do it.
David King Insurance TESTIMONIALS
HERE'S WHAT OUR CLIENTS
ARE SAYING
"Exceptional Service with a Personal Touch"
"Unlike some insurance agencies where responsiveness seems to be, at least, secondary, Ms. Caperna is always available. The level of attention to requests, caring and professionalism has always been 5 Star and above! Always with a smile making you feel "at home"!
– Sharon Dundon
"Stress Free Insurance with a Caring Team"
"Beverly and everyone in the office is amazing! I highly recommend coming here for your insurance needs. They take the stress and hassle out of shopping for quotes and make you feel taken care of through the entire process whether it’s claims or quotes etc"
– Jacob Brown
"A Switch Worth Making!"
"After being with another very large insurance provider for over 25 years, I made the move to David King Insurance Services. My agent, Brady King, has been instrumental in finding the best insurance rates and policies since I switched. His level of customer service is truly unsurpassed. Thanks Brady!."
– Aly Lehmann
"15 Years of Exceptional Insurance Guidance and Service"
"I have received great advice, attention, and service from Beverly at David King Insurance for over 15 years. Their recommendations for our car and home insurance have been spot-on for our needs—from moving to a new city to college auto coverage in other states. I highly recommend their services."
– Sheryl Campbell
Why Do Texas Nonprofits Need Specialized Liability Protection?
Operating in Texas brings both opportunity and responsibility. The Lone Star State is home to thousands of passionate nonprofits — and each faces unique legal and financial risks. From event-related accidents to board decisions, even well-meaning organizations can find themselves facing claims that threaten their mission.
That’s where Nonprofit Liability Insurance comes in. This vital coverage helps protect against lawsuits alleging negligence, injury, property damage, or mismanagement. Whether it’s a slip-and-fall at your community event or a financial dispute involving a donor, liability coverage helps ensure your resources go toward your mission — not legal fees.
At David King Insurance, we help Texas nonprofits stay compliant with local requirements while ensuring their policies cover the risks specific to their work and region.
What Types of Nonprofit Insurance Coverage May Be Included?
Because every nonprofit is different, Nonprofit Insurance packages are built with flexibility. Your coverage may include:
General Liability Insurance – Helps cover bodily injury, property damage, and personal injury claims.
Professional Liability Insurance – Protects against claims of negligence or mistakes in the services you provide.
Directors and Officers (D&O) Insurance – Shields board members and executives from lawsuits related to management decisions.
Commercial Property Insurance – Covers your buildings, equipment, and supplies.
Volunteer Accident and Auto Coverage – Safeguards volunteers when they’re serving on behalf of your organization.
Cyber Insurance – Protects against data breaches and online security threats.
Our team may recommend additional options such as special event coverage, abuse and molestation protection, or employment practices liability (EPLI). We work with leading carriers to create plans that balance affordability and comprehensive protection — so your nonprofit can thrive with confidence.
How Can David King Insurance Help Your Organization Save Money?
Nonprofits often operate on tight budgets, and insurance can feel like a financial stretch. At David King Insurance, we believe protection should never come at the expense of your mission. That’s why we help Texas organizations find ways to save without sacrificing essential coverage.
We explore group programs, multi-policy discounts, and risk management strategies that may lower your premiums. For example, implementing safety training, clear volunteer guidelines, or data security protocols can reduce your exposure and improve your rates.
By partnering with us, you gain more than an insurance policy — you gain an advisor who understands how to protect your nonprofit while helping you stay financially sustainable.
What Risks Do Nonprofits Commonly Overlook?
Many nonprofits underestimate how quickly small issues can escalate into major claims. A volunteer’s car accident while running errands, a board decision that unintentionally violates bylaws, or a child’s injury at a fundraising event — these scenarios can happen anytime.
Without Nonprofit Liability Insurance, your organization’s reputation, assets, and even board members’ personal finances may be at risk. Another often-overlooked exposure is cyber liability: storing donor or client information digitally can leave nonprofits vulnerable to data breaches and identity theft claims.
At David King Insurance, we help you spot hidden risks before they become problems. Our proactive reviews and ongoing policy updates ensure your nonprofit stays protected as it grows and evolves.
Why Partner With a Local Texas Insurance Expert?
Working with a local provider like David King Insurance offers more than convenience — it offers understanding. We live and work in Texas, so we know the challenges nonprofits face in this region, from weather-related property damage to local legal requirements for volunteer liability.
We take pride in building long-term relationships based on trust, transparency, and personal attention. You’ll never feel like just another policy number. Our experienced team listens, explains every option in plain language, and provides hands-on support when you need to file a claim or adjust your coverage.
Choosing a local partner means choosing someone who’s invested in your success — because we’re part of the same community you serve.
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We deliver multiple quotes with lightning-fast speed, whether for personal or commercial insurance. Our team ensures you’re matched with the right carrier for the best coverage.
How Can You Get Started With Nonprofit Insurance in Texas Today?
Getting the right Nonprofit Insurance doesn’t have to be complicated. At David King Insurance, we make the process simple and stress-free. Start by sharing a few details about your organization — its size, programs, staff, and mission. We’ll review your current coverage (if any) and identify areas where you may be underinsured or overpaying.
From there, we’ll craft a tailored insurance plan that fits your organization’s goals, risk profile, and budget. You’ll have clear coverage explanations and direct access to our experienced agents whenever you have questions or need support.
Protecting your nonprofit is one of the most important steps you can take to ensure your mission endures. Let’s make sure you’re covered for whatever the future brings.
Contact us today to discuss your organization’s needs and discover why so many nonprofits across Texas trust us to safeguard their people, property, and purpose. Together, we’ll protect what matters most: your mission.
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Company: 549 E Sandy Lake Rd #100, Coppell TX 75019
Phone: (972) 393-3311
Email: [email protected]
