David King Insurance
Competitive Price, Trusted Advice
CAR
INSURANCE
Experience easy access to affordable, high-quality Car Insurance at David King Insurance.
Proudly Serving Texas, Oklahoma, Arkansas, New Mexico, Colorado, Connecticut, Iowa, & Washington.
GET YOUR CAR INSURANCE QUOTE BELOW!
David King Insurance Insurance MA
What is Car Insurance?
Car insurance in California provides financial protection in case of an accident, theft, or damage to your vehicle. Standard auto insurance policies cover liability for bodily injury and property damage, ensuring that if you’re responsible for an accident, you can cover others’ costs. Additionally, policies may include protection for your own vehicle, medical expenses, and other potential losses. In California, car insurance is mandatory, with state-mandated minimum coverage requirements designed to protect drivers and pedestrians alike.
Why do you need auto Insurance in Massachusetts
California’s roadways are some of the busiest in the nation, increasing the likelihood of accidents. Auto insurance in California is necessary not only to comply with state laws but also to safeguard your finances. Without insurance, you could face severe financial consequences from a single accident, including medical bills, repair costs, and legal fees.
Even a minor accident can result in high out-of-pocket expenses, and a serious accident could have life-altering financial impacts. By carrying sufficient car insurance, California drivers can protect themselves and their assets from unexpected liabilities.
What are the minimum requirements for car insurance in Massachusetts
California has specific minimum car insurance requirements for all drivers, known as 15/30/5 coverage. This means that your auto insurance policy must include at least:
$15,000 for bodily injury or death of one person per acciden
$30,000 for bodily injury or death of two or more people
$5,000 for property damage per accident
While these minimums meet legal requirements, they may not provide enough coverage in the event of a serious accident. Many drivers in California choose to purchase higher limits to ensure they have adequate protection. Additionally, California law requires that drivers either carry insurance or show proof of financial responsibility, and uninsured drivers face fines, suspension, and vehicle impoundment.
David King Insurance QUESTIONS?
Frequently Asked Questions
1. What types of Insurance do you offer?
We offer a variety of insurance options, including home, auto, business, and life insurance. Our team works with top providers to find the best coverage at competitive rates. Contact us to customize a policy that fits your needs.
2. How do I file an Insurance Claim?
To file a claim, contact our office or your insurance provider directly as soon as possible. We’ll guide you through the process, help gather necessary documents, and ensure your claim is handled smoothly.
3. How can I lower my insurance costs?
You can lower your premium by bundling policies, maintaining a good driving record, increasing deductibles, or qualifying for discounts. Our agents will review your policy to find cost-saving opportunities without sacrificing coverage.
4. What are the benefits of working with an independent agent?
As an independent agency, we work with multiple carriers to find the best coverage and pricing for you. Unlike direct insurers, we provide personalized service and unbiased advice to match your specific needs.
How can drivers get car Insurance in Massachusetts
Reach out to the agents at David King Insurance to get a quick quote for car insurance. We’ll work with you to find the right coverage and options, ensuring that you, your vehicle, and your passengers are well protected on the road
David King Insurance TESTIMONIALS
HERE'S WHAT OUR CLIENTS
ARE SAYING
"Exceptional Service with a Personal Touch"
"Unlike some insurance agencies where responsiveness seems to be, at least, secondary, Ms. Caperna is always available. The level of attention to requests, caring and professionalism has always been 5 Star and above! Always with a smile making you feel "at home"!
– Sharon Dundon
"Stress Free Insurance with a Caring Team"
"Beverly and everyone in the office is amazing! I highly recommend coming here for your insurance needs. They take the stress and hassle out of shopping for quotes and make you feel taken care of through the entire process whether it’s claims or quotes etc"
– Jacob Brown
"A Switch Worth Making!"
"After being with another very large insurance provider for over 25 years, I made the move to David King Insurance Services. My agent, Brady King, has been instrumental in finding the best insurance rates and policies since I switched. His level of customer service is truly unsurpassed. Thanks Brady!."
– Aly Lehmann
"15 Years of Exceptional Insurance Guidance and Service"
"I have received great advice, attention, and service from Beverly at David King Insurance for over 15 years. Their recommendations for our car and home insurance have been spot-on for our needs—from moving to a new city to college auto coverage in other states. I highly recommend their services."
– Sheryl Campbell
